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消費者団体も経済のことを知っておいた方がいい

日経8/28朝刊7面、金融を問うより、消費オンブズネット代表原早苗氏インタビュー。

「ネット取引やコンビニのATMなどは格段に便利になった。20年前くらいの時間軸で見れば、相当変わってた。ただ一方で、手数料は根拠が分からない。たとえば運用成績次第で年金額が増減する変額個人年金保険は、金融機関が受け取る手数料が高いから進めているのではないかと疑ってしまう。法律で手数料をこの金額にしなさいとは言いにくいが、何をベースに決めているのかぐらいは知りたい」

「何をベースに」ってそりゃぁ「一番売れる額まで出来るだけ高い価格」が正解でしょう。知りたいも何も、買う側が高いと思えば高いし、安いと思えば安い。高いかどうかさえ分からないのら、そもそもその価値を見いだせてないということ。自分で運用すればいい。

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